USDC settling on Arc · Base · Polygon

Your agents get paid in USDC.You stay in control.

Install once, by hand or by agent — Claude, ChatGPT, Cursor, CLI, or code. Receive, split, and release USDC under rules you set.

npx -y @aura-payments/mcp-server
Illustrative
+$512.40 USDCsplit 90/10Arc1.8s
+$47.20 USDCcreator tipBase0.9s
+$1,284.00 USDCinvoice #802Arc2.1s

01 — Integrate

One install. Every surface.

Add USDC receiving to your agent, CLI, or codebase in under 60 seconds.

MCP

MCP hosts

npx -y @aura-payments/mcp-server
// ~/.cursor/mcp.json
{
  "mcpServers": {
    "aura": {
      "command": "npx",
      "args": ["-y", "@aura-payments/mcp-server"],
      "env": { "AURA_API_KEY": "sk_..." }
    }
  }
}

02 — Operate

Install once — then just ask.

One command wires Aura into your agent. After that you move USDC by asking, not by wiring endpoints.

33 tools your agent can call over MCP.

Works inClaude DesktopChatGPTCursor

Then ask your agent:

  • “How much USDC did I receive this week?”

    aura_insights_overview
  • “What’s the balance of my main wallet?”

    aura_get_wallet_balance
  • “Estimate the fee to withdraw 500 USDC to Base.”

    aura_estimate_withdrawal
  • “List my escrows awaiting release.”

    aura_list_escrows
Create an account

Free on testnet. No card.

Connect to Claude

Free during testnet. We're piloting with five teams — we set it up with you.

03 — The receive loop

From intent to settled USDC in seconds.

  1. Install

    One MCP config, CLI command, or npm install registers your receiving address.

  2. Receive

    A payer calls your payment endpoint. USDC is routed via Arc with split rules applied.

  3. Split

    Platform, creator, and affiliate shares settle atomically — no manual reconciliation.

  4. Confirmed

    On-chain confirmation hits your webhook or SSE stream. Usually under 2 seconds.

04 — Capabilities

Built for programmable money.

Multi-party splits

Define vendor, seller, and platform percentages once. Every payment distributes atomically — no manual reconciliation.

Escrow & release

Lock funds on-chain, release on delivery. Multisig governance and oracle conditions supported.

AI treasury

Autonomous batching, smart rebalancing, and intelligent lending of idle USDC balances.

Cross-chain CCTP

USDC moves across Arc, Base, and Polygon via fee-aware Circle CCTP routing.

MCP tools
33
installable packages
4
chains supported
3

FAQ

Answers before you get paid.

Six quick answers about wallets, custody, and getting paid in USDC.

  • Do I need crypto experience or a wallet?

    No. Aura provisions a Circle Developer-Controlled Wallet for you — Circle manages the keys. You get a USDC receiving address and start free on testnet. If you can call an API, you can get paid.

  • Does Aura hold my money?

    No. Aura is non-custodial — USDC settles to a wallet you control. Aura is the connector and the software around it, not a custodian of your funds.

  • What can my agent actually do?

    It depends on how you connect. The one-click Claude or ChatGPT connector is read-only: 8 tools to check balances and read escrows, agents, and mandates — it can’t move money. The local MCP server, authenticated with your API key, gets the full 33-tool set: also create, fund, and release escrows, approve mandates, estimate withdrawals, and read treasury insights. Money-moving tools are annotated and gated.

  • Which agents and hosts does it work with?

    Any MCP client — Claude Desktop, ChatGPT, Cursor — plus a CLI and a TypeScript SDK. Claude and ChatGPT can use the keyless read-only connector; for write access, any host runs the local MCP server with your API key.

  • Which chains, and is it real USDC?

    Native USDC on Arc (primary), Base, and Polygon, issued through Circle. Cross-chain moves use Circle’s CCTP.

  • What does it cost?

    Free on testnet, no card. Production runs on a simple monthly SaaS plan — you keep what you receive; Aura doesn’t take a cut of your payments.

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