USDC settling on Arc · Base · Polygon

Get paid in USDC —right where your agents work.

Install once, by hand or by agent. Receive USDC in Claude, ChatGPT, Cursor, your CLI, or your code.

npx -y @aura-payments/mcp-server
Illustrative
+$512.40 USDCsplit 90/10Arc1.8s
+$47.20 USDCcreator tipBase0.9s
+$1,284.00 USDCinvoice #802Arc2.1s

01 — Integrate

One install. Every surface.

Add USDC receiving to your agent, CLI, or codebase in under 60 seconds.

MCP

MCP hosts

npx -y @aura-payments/mcp-server
// ~/.cursor/mcp.json
{
  "mcpServers": {
    "aura": {
      "command": "npx",
      "args": ["-y", "@aura-payments/mcp-server"],
      "env": { "AURA_API_KEY": "pk_..." }
    }
  }
}

02 — Operate

Install once — then just ask.

One command wires Aura into your agent. After that you move USDC by asking, not by wiring endpoints.

33 tools your agent can call over MCP.

Works inClaude DesktopChatGPTCursor

Then ask your agent:

  • How much USDC did I receive this week?

    aura_insights_overview
  • What’s the balance of my main wallet?

    aura_get_wallet_balance
  • Estimate the fee to withdraw 500 USDC to Base.

    aura_estimate_withdrawal
  • List my escrows awaiting release.

    aura_list_escrows
Create an account

Free on testnet. No card.

Free during testnet. We're piloting with five teams — we set it up with you.

03 — The receive loop

From intent to settled USDC in seconds.

  1. Install

    One MCP config, CLI command, or npm install registers your receiving address.

  2. Receive

    A payer calls your payment endpoint. USDC is routed via Arc with split rules applied.

  3. Split

    Platform, creator, and affiliate shares settle atomically — no manual reconciliation.

  4. Confirmed

    On-chain confirmation hits your webhook or SSE stream. Usually under 2 seconds.

SHIPPING LOG

Shipped, not promised.

  • CLI

    Live approval inbox in your terminal

    aura mandates watch redraws in place as agent spend comes in.

  • Platform

    Integer double-entry ledger

    Every escrow movement reconciles to zero drift.

  • Platform

    One command, fully wired

    aura init detects your stack and wires up the SDK, MCP, and AGENTS.md.

  • MCP

    Receive and split in one call

    Across MCP tools, the CLI, and the SDK — the same primitive everywhere.

  • Circle

    Sponsored testnet funding

    A treasury fallback auto-refills when the public faucets flake.

04 — Capabilities

Built for programmable money.

Multi-party splits

Define vendor, seller, and platform percentages once. Every payment distributes atomically — no manual reconciliation.

Escrow & release

Lock funds on-chain, release on delivery. Multisig governance and oracle conditions supported.

AI treasury

Autonomous batching, smart rebalancing, and intelligent lending of idle USDC balances.

Cross-chain CCTP

USDC moves across Arc, Base, and Polygon via fee-aware Circle CCTP routing.

MCP tools
33
installable packages
4
chains supported
3

FAQ

Answers before you get paid.

Six quick answers about wallets, custody, and getting paid in USDC.

  • Do I need crypto experience or a wallet?

    No. Aura provisions a Circle Developer-Controlled Wallet for you — Circle manages the keys. You get a USDC receiving address and start free on testnet. If you can call an API, you can get paid.

  • Does Aura hold my money?

    No. Aura is non-custodial — USDC settles to a wallet you control. Aura is the connector and the software around it, not a custodian of your funds.

  • What can my agent actually do?

    Over MCP your agent gets 33 tools: check balances, see what you’ve received, estimate and request withdrawals, list escrows, and read treasury insights. Read tools are safe by default; money-moving tools are annotated and gated.

  • Which agents and hosts does it work with?

    Any MCP client — Claude Desktop, ChatGPT, Cursor — plus a CLI and a TypeScript SDK. One install, every surface.

  • Which chains, and is it real USDC?

    Native USDC on Arc (primary), Base, and Polygon, issued through Circle. Cross-chain moves use Circle’s CCTP.

  • What does it cost?

    Free on testnet, no card. Production runs on a simple monthly SaaS plan — you keep what you receive; Aura doesn’t take a cut of your payments.

Aura Payments - AI-Powered Payment Platform